Insurance Info...

Hi All,

Read through the articles regarding Pre-exisiting Medical conditions and to be frank, I am quite puzzled. Some say that they are not covered but as someone pointed out, Travelgaurd does provide insurance for Pre-existing Conditions.... Has ANYONE taken that ? I know I am asking the same old question that everyone in this forum has been asking ..but I dont see any article denying Travelgaurd's claim of covering Pre-exisiting conditions....

Any Help is highly appreciated. Also if ANYONE knows of any other insurance company covering pre-exisiting medical insurance, plz do lemme know.

Thank You ....

I did some research on my own and it seems to be true but unbelievable that they can cover pre existing if u follow there 3 conditions. outline those questions well. I also talked to travel guard CSR and I got the same answer that they can cover pre existing. u r right though, why no one replying to the post or not buying/bought it ?

makunag,

Please do not post any un-authentic and Ad kind of information for something even you are not sure.
In reality there is none such short term medical insurance policy ( visitor insurance) which covers Pre-existing conditions.

Think logically if any company start doing it, they can't run their business.
simple formula :
3 months policy : premium paid say 300$
High risk of Crirtical deases like Heart, cancer etc .
probability of suffering is very high
Exp. of medicare : Super high ..
THEN why any company will cover pre-existing condition for short trip ?
No business is here is make losses.

Its not your regular insurance which is long term and provided as a group plan by your employer so insuarnce company cover their cost in long term.

This is the reality, now what company X says , you may have to check the truth behind it and see any fine print.

I hope this should clear some of yours and others doubts.
feel free to post back if have any more related questions.

Another option is to check the international airline websites for
recommended travel insurance cos.

Why are you telling me that don't post ad kind of information ...
why do you think its ad kind of information ? Neither I run insurance company nor I am an agent who sell insurance. Pathtousa is an agent, not me. I am just like other people who is trying to find out what is best insurance for my parents.
I am just posting what I have learned through my experience.
Look at my posting, I said clearly people are not buying and posting replies, that clearly means I am not trying to ad some company, or promot any thing....
what would I get to do ad for Travel guard ?
If you are giving people a forum to discuss, why don't discuss all the information and options available ? Why you did not reply to my earlier posting when I was first asked for information about travel guard ?
Just for your kind info, I came to know about travel guard first from the link of this forum only. People never discussed that ...so I did a separate posting to discuss it more.
When you can't tolerate a free discussion what's the point of having a forum. Are you scared of losing your customer, if no then what are you afraid of ?
If you think my inoformation is incorrect, which very well be (as I just posted my experiece and as you also said clearly, that I my self in not sure), then state out the fact rather accusing me of doing an AD.

I agree, this forum should not be used as "AD", but your judgement on calling my post as AD is very irresponsible. When I my self did not buy from travel guard and I was just trying to get more information about the option - and you straight away accusing me of ad for travel guard????
Till now I have directed so many friends to pathtousa for all questions, but not any more...

Don’t get offensive you sound like a little arrogant on this. My dear friend there nothing like to insult you by saying Do not post Ads.
Its been a very difficult task for us to maintain a nice and clean forum, which can be free from information pollution including spam and Ads. Since this forum doesn’t even require any one to register it becomes an easy target for intruders.
Its hard to say whether or not your particular post was an Ad or not but this is a rule to not to post any URLs on this forum and we have to maintain that.
It’s a personal choice whether or not you personally like it, people who understand it will surely endorse this.

First I didn’t even thought to reply to this, and open up a cane of worms to start a war here But just for your satisfaction I thought of letting you know a basic rule so Next time when you visit, you know and feel better?
Its your personal choice whether or not to recommend path2usa, and this should not affect those who trust path2usa for years..

Let me know if there is any thing else you want to know…..