Hit & Run ....

[sanjay_zee]

Hi there,

Someone hit my car & ran away in walmart parking lot. I don't know who did it & the damage is more than $1700. I did the Police complaint.
In this case if I claim for insurance, will my insurance premium increase??? I will appreiciate your reply if anybody has such experience or aware of such situations & advices.

thanks,
Sanjay.

[mamta007]

You should talk to your insurance company. They would pay for all the expenses and you will have to pay your share of deductible depending upon what it is. They would schedule somebody to come and see the car and also would tape your conversation about what really happened. If they are convinced that it was hit by somebody and there is not fault of yours, they wouldn't raise the insurance at all. But it is good to be truthful always. Hope that helps.